Revocation of ACH Credit and Debit Authorization

The transaction is not permitted, or the card is not available for use. Invalid transaction or card restriction verify information and resubmit Contact cardholder to update information. Invalid or expired card contact cardholder to update Contact the issuing bank for additional information. This is a Mastercard specific decline code associated with the MAC (Merchant Advice Code). Merchant doesn't qualify for product code

Returned when the transaction approved and has a MAC code of 41. The submitted card number indicates a single-use virtual card. Returned when the transaction approved and has a MAC code of 40.Ĭonsumer single-use virtual card number, Approved The submitted card number indicates a non-reloadable, prepaid card. Returned when the transaction declined and has a MAC code of 41.Ĭardholder data is incorrect contact the issuing bank.Ĭonsumer non-reloadable prepaid card, Approved Returned when the transaction declined and has a MAC code of 40.Ĭonsumer single-use virtual card number, Soft Decline Confirm value and retry.Ĭonsumer non-reloadable prepaid card, Soft Decline There is an unspecified problem with the submitted PIN. Unacceptable PIN - Transaction declined - Retry There is an unspecified problem contact the phone number provided. This transaction exceeds the daily approval limit for the card. Some data is out of date contact the issuer to update this information. There is an unspecified problem contact Visa or Mastercard. There is an unspecified problem contact JBS. There is an unspecified problem contact Discover. There is an unspecified problem contact Diners Club. There is an unspecified problem contact AMEX. There is an unspecified problem, contact the issuing bank. You should retry the transaction after waiting 10 days. You should retry the transaction after waiting 8 days. You should retry the transaction after waiting 6 days. You should retry the transaction after waiting 4 days. You should retry the transaction after waiting 2 days.

You should retry the transaction after waiting 24 hours. You should retry the transaction after waiting 1 hour. The total amount of the original Authorization has been used. The card does not have enough funds to cover the transaction.Īuthorization amount has already been depleted Please try submitting the transaction again. We were unable to process the transaction due to a transitory communication issue to an internal or external service. You submitted the transaction to a Hot-Hot URL, but are not configured for multi-site processing. Merchant not configured for processing at this site

There is a temporary problem with your submission. There is a problem with the issuer network. Contact the network for more information. There is a problem with the card or PINless Debit network. Offline approval issued while the terminal is unable to communicate with the issuer. The authorized amount is less than the requested amount. Note: This response applies only to V10.x versions of the API. This is sent to acknowledge that the submitted transaction has been received. TABLE A-1 Valid Values for the Response and Message Elements

The Response Message value appears in the element The Response Code value appears in the element You should code appropriately to handle all codes applicable to the transactions you use. Table A-1 shows all possible values for the and elements. This section contains a list of codes and messages that the system can return in the response message for a payment transaction.įor information concerning Chargeback Response Code, see the Chargeback API Reference Guide.

Revocation of ACH Credit and Debit Authorization